The People's Bank of China Business Management Department (Beijing) issued a public notice of punishment information, showing that Beijing Didi Payment Technology Co., Ltd. was warned for 12 types of violations and fined 4.27 million Yuan. The date of the administrative penalty decision is July 8.
At the same time, Chen Xi, then general manager of Beijing Didi Payment Technology Co., Ltd. and head of the anti-money laundering leading group, was warned by the central bank’s business management department and fined 174,000 yuan for being responsible for the four types of illegal facts. Another person who received the fine was Jiao Yang, the then general manager of Beijing Didi Payment Technology Co., Ltd. and head of the anti-money laundering leading group, who was warned by the central bank’s business management department and fined 206,000 yuan.
The 12 types of illegal acts involved in Didi Payment include uploading incorrect transaction information, failing to implement the requirements for authenticity, completeness and traceability of transaction information; failing to strictly implement the requirements for the real-name system of customer identity, and failing to verify the willingness of legal persons to open accounts as required; Failing to retain relevant materials as required by the real-name system for customer identity; illegally setting up an acquiring settlement account; opening a payment account for a financial enterprise or an enterprise engaged in financial business; failing to conduct a transaction background investigation on individual abnormal transactions; illegally transferring funds with different names ; Failure to report major risk events in a timely manner; Failure to file standard terms of payment service agreements as required; Failure to perform customer identification obligations as required; Infringement of consumers’ right to legal protection of financial information; Fair and unreasonable regulations.
Beijing Didi Payment Technology Co., Ltd. is wholly owned by Shanghai Shiyuan Technology Co., Ltd., which is a wholly-owned subsidiary of Didi Chuxing Technology Co., Ltd. In 2017, Didi Chuxing obtained this payment license through acquisition.